,SANA NIGAR AYESHA, D. S. B. A. N. THE STATE OF FINANCIAL INCLUSION AND DIGITIZATION IN PAKISTAN: INSIGHTS FROM THE GLOBAL FINANCIAL INCLUSION INDEX 2021. Pakistan Journal of International Affairs, [S. l.], v. 6, n. 2, 2023. DOI: 10.52337/pjia.v6i2.866. Disponível em: https://mail.pjia.com.pk/index.php/pjia/article/view/866. Acesso em: 6 nov. 2026.